Are you Credit Impaired?

Impaired credit occurs when there has been a deterioration in the creditworthiness of an individual or business. This is usually reflected through a lower credit score, in the case of an individual, or a reduction in the credit rating assigned to an entity or debt issued by a rating agency or lender.

If you currently find yourself in a position where traditional lenders aren't accepting your applications due to credit trouble, then we can help! Many lenders in Australia will charge credit impaired borrowers a higher interest rate and fee structure since it is risky to do business with them but obtaining finance is not impossible.

At Vaultage Home Loans, we've helped many clients to obtain finance with impaired credit. We get to know your individual set of circumstances and use that information to present the strongest case for you as possible when applying to finance.

If you'd like to see your available options, please feel free to get in touch with us today.

How we can help?

At Vaultage Home Loans, we will accurately assess your situation and once we know exactly what you are planning to do, we can help you apply for your ideal financial solution today.

With access to a variety of lenders, including major banks and non-bank lenders, our team can help you secure a loan that suits your needs.

Speak to a broker

Contact Us

Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.

General Enquiries

03 9028 8219