Securing a commercial loan

A serious challenge many Australian business owners face is maintaining cash flow. For many, to be able to expand operations and grow their business, a capital injection is needed.

This is why commercial loans were created.

Instead of sacrificing ownership through private capital raising, a commercial loan allows you to retain control of your business (and its profits). It also gives you a consistent repayment option, which is incredibly important for business forecasts and managing cash flow.

For more information around commercial loans, contact us today. We’ll work out the ideal finance solution for your needs by liaising with our pool of over 50 lenders on your behalf.

When applying for a commercial loan, lenders will look at:

Your capacity to repay – all of your income including expected rental income from the commercial property.

Your deposit and any available equity.

The type of commercial property – whether it’s a factory, office, warehouse or shop-front and its location, together with a valuer’s report.

Details of the commercial property lease and conditions.

How we can help

Whether you’re looking to purchase your next commercial property or would like more information on commercial loans, contact us today.

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